| Instruments | Rate of Interest w.e.f 01 April 2023 | Compounding Frequency |
|---|---|---|
| Post Office Savings Account | 4% | Annually |
| 1 Year Time Deposit | 6.8% | Quarterly |
| 2 Year Time Deposit | 6.9% | Quarterly |
| 3 Year Time Deposit | 7% | Quarterly |
| 5 Year Time Deposit | 7.5% | Quarterly |
| 5 Year Recurring Deposit Scheme | 5.8% | Quarterly |
| Senior Citizen Savings Scheme | 8.2% | Quarterly and Paid |
| Monthly Income Scheme | 7.4% | Monthly and Paid |
| National Savings Certificate (VIII Issue) | 7.7% | Annually |
| Public Provident Fund Scheme | 7.1% | Annually |
| Kisan Vikas Patra (115 months) | 7.5% | Annually |
| Sukanya Samriddhi Account | 8% | Annually |
| Mahila Samman Saving Certificate | 7.5% |